Loan Options / Application Guide

 

Apply now to get pre-approved!

No Cost. No Obligation

Whether you’re ready to start the loan process, or you need a pre-approval letter or simply want to know how much you can afford, we can help.

There is no cost or obligation to apply and you can do it online, over the phone or in person at one of our local branches.

For a list of information you may need, please see our Application Checklist.

To learn more about the application process, please see our Application Guide.

apply for a home loan

 

Completing a loan application is just the first step in the loan process. To help you stay informed, we have outlined the basic steps of the loan process for your convenience.

  • It’s time to do some homework and gather the information included in the application checklist.
  • Apply for a loan by contacting your TNT Mortgage Group Loan Originator with either a appointment, phone interview, or an online application.
  • Collect and submit all additional documentation needed and submit them to the mortgage analyst assigned to you or your loan originator.
  • Don’t apply for any new credit, or close existing accounts for this may affect your credit scores. Don’t close any asset accounts, and don’t make any “cash” deposits.
  • If you change jobs during the process, first check with your loan originator and see if this will impact your mortgage application.
  • Appraisals, credit report, and verifications of credit employment and assets are completed.
  • Documentation is compiled by the mortgage analyst and submitted to and underwriter for a credit decision.
  • Conditions are gathered and the closing process begins.

Apply Now | Get Pre-Approved

No Cost. No Obligation.

Online By Phone In Person